§ R.3 — Banking
Banking Partner

Banking on
institutional infrastructure.

Arkhive's escrow funds are held in a dedicated trust account at Standard Bank — Africa's largest bank by assets, with over 160 years of continental banking history and a footprint across 20 African countries.

§ R.3.1 — Account Structure

Segregated, settled, reconciled — daily.

01 / Segregated

Dedicated Trust Account

Escrow funds sit in a trust account legally segregated from Arkhive's and TradeSafe's operating capital. Designated for client funds only.

02 / Cleared

SARB-Settled Rails

All transfers move on South African Reserve Bank–cleared payment rails. EFT, RTC, and PayShap available for both inbound and outbound.

03 / Multi-currency

FX-Ready

ZAR primary, with USD, GBP, and EUR sub-accounts available for cross-border bookings — international brand campaigns and tour bookings included.

04 / Reconciled

Daily Reconciliation

Standard Bank statement, TradeSafe ledger, and Arkhive transaction database reconcile end-of-day. Discrepancies flagged within one business cycle.

§ R.3.2 — Why Standard Bank

Built for African scale.

As Arkhive expands across the continent, the banking partner has to scale with the platform. Standard Bank operates banking licences in Nigeria, Kenya, Ghana, Uganda, and 16 other African markets — letting Arkhive open trust accounts in-country as we expand.

South Africa-based bookings clear into the local trust account; Lagos, Nairobi, and Accra bookings (post-2026) will land in regional accounts under the same partner relationship.

"Standard Bank is the only South African bank with the regulatory presence to underwrite Arkhive's continental ambitions. The relationship started in 2024 and was structured for the next decade."
— Arkhive Treasury
§ R.3.3 — Verify the Banking

Confirmation letter on request.

Enterprise procurement teams can request a banking confirmation letter directly from Standard Bank. Arkhive's compliance team coordinates the request — turnaround is typically 5–7 business days.